Military Buyback Guidance

Appalachian Federal Benefit Resources, our Military Buyback Guidance program is designed to help federal employees maximize their retirement benefits by understanding the process of purchasing military service credit for their federal retirement. We provide expert-led training that explains how military service can be "bought back" and added to your years of federal service, increasing your retirement annuity and potentially allowing you to retire earlier. Our sessions cover the key details of eligibility, cost calculations, and the impact of military buyback on your overall retirement planning.

​

Our program walks federal employees through the step-by-step process of determining if military buyback is right for them. We provide clear guidance on how to calculate the cost of buying back military service time, how to make payments, and how it affects your FERS or CSRS retirement benefits. Our expert advisors help you understand the financial implications, including how to weigh the costs against the long-term benefits of a larger annuity and potential increased retirement security.

​

Whether you're a veteran or currently serving in the military, our Military Buyback Guidance program helps you understand your options for leveraging your military service in your federal retirement. We provide personalized advice and clear, actionable steps to ensure you make an informed decision about military buyback. By integrating your military service into your federal retirement plan, we help you achieve a more secure and financially stable future.